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RefundFact

Your rights

Consumer rights by country

Your refund rights depend on where you live and where the business is based. These are the main rules in the six regions we cover.

At a glance

Comparison of refund rights by country
CountryChange-of-mind returnsFaulty goodsCard protection
United StatesStore policy (no general legal right)State law and warrantiesFair Credit Billing Act disputes
CanadaStore policy (no general legal right)Provincial lawProvincial rules and card-network chargebacks
United Kingdom14 days for most online purchases30-day right to rejectSection 75 (£100–£30,000)
European Union14 days for most online purchasesAt least a 2-year legal guaranteeCard-network chargebacks
AustraliaStore policy (no change-of-mind right)Consumer guarantees (refund for major failures)Card-network chargebacks
IndiaPlatform policy (must be displayed)Consumer Protection Act, 2019RBI failed-transaction rules

General overview. Details, exceptions and sources are on each country page.